Chase Platinum Business Credit Card: How Business Owners Can Benefit | travelenjinet.ga

Credit cards are an essential companion for business owners. They are vital for making fast payments, placing orders and covering travel costs when necessary. And it is in recognition of this fact that the Chase Platinum Business Credit Card has emerged, providing benefits that small and medium sized businesses can find very worthwhile.

There is no doubt that approval of a high credit limit can prove to be risky, but since the card is to benefit business, with expenses and invoices that need to be paid quickly and supplies to be sourced without delay, a limit of up to $35,000 is ample. Business owners know better than to spend wildly anyway.

There is always reason to examine closely the factors that affect a card before getting one. But with a range of Chase cards that suit every lifestyle and business, there are great advantages to be enjoyed.

What the Card Offers

There are a number of advantages to taking on a Chase Platinum Business Credit Card, advantages that not only give the cardholder a certain freedom but also provide a meaningful support when conducting business.

Typical benefits include an introductory offer of 0% APR for the first 12 months on both purchases and balance transfers. There is also no annual fee, but with a credit limit of up to $35,000, the cardholder is given plenty of room to maneuver. Of course, the approval of a high credit limit can spell trouble if the card is not used wisely.

However, another key benefit of this Chase credit card is that significant savings can be made on the purchase of business and office equipment. For example, as much as 20% can be saved on the cost of buying computers and office supplies.

Factors to Consider

There are not many negatives to the Chase Platinum Business Credit Card, with the card clearly designed to encourage small business. It can help them to get off the ground by covering some of the start-up costs, or maintaining a flow of funds needed to keep the office running smoothly.

The attraction of the card means that transferring balances from old credit card providers is to be expected. For some, it is the draw of getting approval of a high credit limit, but it is important to understand that transferring balances on other major cards will affect the credit balance, in much the same way as making a purchase.

Also, Chase does not contact the old credit card company to notify that an account should be closed. That will need to be done by the holder of the new Chase credit card. Leaving it undone, can result in higher costs.

Extra Benefits

There are other benefits to a Chase Platinum Business Credit Card that are worth noting. Though they may not make a hugely significant difference to the cardholder, they are certainly convenient to have. The card offers emergency and travel assistance, purchase protection and travel accident insurance.

It means that business travelers are covered on the business journeys, something that can come in useful when on the road – or in most cases, in the air. There is no doubt that getting approval of a high credit limit can lead to financial pressure, but as with all credit cards, careful management can ensure a good future.

And for business owners looking to invest in new computer equipment, this Chase credit card is ideal, allowing for cost-saving investment in necessary equipment.

Guide to Purchasing Travel Insurance For Visitors to Canada | travelenjinet.ga

With the strong economy, welcoming culture, great natural beauty and high quality of life, Canada is a popular destination for foreign visitors. Canada in not only a popular vacation destination it has the strongest economy in the G8. The strong Canadian economy means that Canada is a hot spot for business travelers, foreign workers, new immigrants, and international students.

Also, Canada has an aging population which means that the health care system is overburdened. Canada’s health expenses rival the United States as the most expensive in the world.

Also, Canada has an aging population which means that the health care system is overburdened. Canada’s health expenses rival the United States as the most expensive in the world.

Sample medical costs in Canada.

Simple doctor visits cost approximately $150

Ambulance approximately $250

Non-critical hospital stay cost around $3,500 per night

Air ambulance around $20,000

etc.

Medical expenses can become financially crippling. To ensure personal safety, Medical Insurance is highly recommended for all foreign visitors to Canada.

The good news is that medical insurance is quite affordable. For example, good individual coverage can be purchased for a 40 year old for $3-$5 per day, and an entire family can be covered for under $15 per day.

Canadian insurance companies have developed medical insurance plans for all types of visitors to Canada. weather you are a business traveler, international student, new immigrant, foreign worker, or simply vacationing in Canada, a plan designed to suit your needs is available at an affordable rate.

Business Travelers and Tourists Visiting Canada

Whether you are traveling to Canada for business meetings or vacationing with your family, medical insurance is important to cover the high costs of medical care. Visitor to Canada Emergency medical is available to pay the expenses incurred by sudden and unexpected medical conditions. Coverage is available up to 89 years of age. No medical questions are required but pre-existing medical conditions will likely be excluded from coverage. If you have a pre-existing medical condition please review the medical policy wording closely before purchasing.

Visitors to Canada Emergency Medical Insurance can be purchased at levels of $25,000, $50,000, $100,000, and $150,000. Coverage can be purchased for individuals, couples, or families. Single trip and annual plans are available. If you plan to travel to Canada frequently within a 12 month period then an annual plan will be most suitable.

New Immigrants to Canada

New immigrants to Canada are not eligible for provincial health insurance until they gain landed immigrant or permanent residence status.

Foreign workers in Canada

The Canadian labor shortage has provided ample opportunities for foreign workers to enter Canada on a work visa. Unfortunately, these work visas are normally issued for 6 months minus one day… this is one day before the foreign workers become eligible for Provincial health insurance coverage. This means that private health insurance must be purchased to cover emergency medical costs for the time spent living in Canada on a temporary work visa.

Inpatriate Medical Insurance

Employers can provide medical insurance to foreign workers by purchasing Inpatriate Medical Insurance. Inpatriate Medical Insurance can be purchased for the six month work visa. Inpatriate insurance can be purchased for durations as short as one month for workers who have already arrived in Canada. Coverage can be purchased at levels of $100,000, $500,000, or $1,000,000. Single, Couple, or family coverage is also available. Inpatriate medical Insurance coverage differs from Visitors Emergency Medical Insurance as it provides for non-emergency medical visits.

Visitors to Canada Emergency Medical Insurance

Foreign workers who are not provided coverage by their employers will be required to purchase private medical insurance. Visitors to Canada Emergency Medical Insurance is available for personal coverage for your entire work visa term in Canada. Coverage can be purchased at levels of $25,000, $50,000, $100,000, and $150,000, with the high cost of health care in Canada it is recommended that foreign worker purchase the best coverage amount. Single, Couple, or family coverage is also available.

International Students in Canada

Canada is a world leader in education. Many international student choose Canada for their foreign education destination. Not all international students are eligible for government sponsored health insurance…. and for those who are eligible may have to wait three months before the coverage becomes effective. Also, international students not attending eligible educational institutions will not be covered by the provincial government health insurance plan. Private medical insurance will be required. International students can choose to purchase complete Health and Hospital Insurance or only Emergency Medical Insurance

Health and Hospital Insurance

Provides International Students visiting Canada with complete health coverage. In addition to emergency medical coverage, non-emergency health costs and prescription drugs are also covered up to maximum amounts. Medical coverage of to $1,000,000 is available. Coverage can also be purchased for the students spouse and family while they are residing in Canada.

Emergency Medical Insurance

Similar in coverage as the health and hospital plan but does not cover non-emergency medical and prescription drugs are limited to a 30 day supply. Coverage can also be purchased for the students spouse and family while they are residing in Canada.

Make sure that you are safe and enjoy ‘peace of mind’ during you stay in Canada by purchasing medical insurance.